Account Agreement (Terms and Conditions) the applicant hereby:

Accepts Grand and Toy's Terms and Conditions and Privacy Policy and certifies that the information provided in this application is correct. Accepts responsibility for the security and confidentiality of the account number. Accepts as notice in writing of and consents to the obtaining of credit and/or other information as may be required at any time in connection with the account hereby applied for and to the disclosure of any credit information concerning the Customer and/or principals with any credit reporting agency, credit bureau or any person or corporation with whom the Customer has or proposes to have financial relations. Understands that the terms of sale are as stated on all invoices. Agrees to pay a $25.00 service charge for any cheques returned. Understands that all merchandise shall remain the property of Grand & Toy until the account has been paid in full. Understands that all returned and accepted merchandise is subject to restocking charges. Grand & Toy reserves the right to withhold shipments to customers that do not meet these terms.